Buying a House

To buy a home is considered a great accomplishment. For some it is the fulfillment of the american dream. The house with the yard with the white picket fence. Many however have no clue to where to start when it comes to buying a house. In this post we hope to help you realize your dream of home-ownership by outlining how to actually go about buying a house.

You would like to buy a house? So where do you start?
Some will go online and start looking at homes on some of the popular home searching sites like Zillow and Trulia. Although these sites are very helpful and will display millions of homes for sale, it is best to have your own Realtor and Lender assist you with the home buying process. The Realtor you will find contact information for on these sites represent the seller. It is wise to have your own Realtor.

You want what's called a Buyers Realtor. A Buyers Realtor works in the buyers interest and a Sellers Realtor works for the sellers interest. Our team of Buyers Realtors here at Buy a New Home in Maryland will gladly help. Find out what a Buyers Realtor will do for you here. By the way you do not pay for the services of a Buyers Realtor. A Buyers Realtor gets paid by the seller out of the sellers overall real estate fees.

However, your first step should be to contact a Lender and find out two things;

1-Are you qualified to buy a home?
2-How much are you qualified for?

Our team of licensed Maryland Loan Officers will gladly assist you with qualifying for a home purchase loan. Taking this step 1st allows you to find out what price homes you can shop for. It also gives you the opportunity to discuss mortgage payments and find out what an affordable home price range is for you. There is no sense in shopping for homes until you take this first step. You can learn additional steps to buying a home here

In order to be taken seriously as a buyer you must have a pre-approval letter from your lender. It's a good idea to check with at least 2 or 3 lenders to see what interest rate and programs they have available. Available interest rates and programs vary some between lenders. We will gladly discuss with you what loan options and interest rates we currently have available. So you want to buy a home? Take the first step and give us a call at 443-943-6486, or email us..