Tips on Getting a Ratified Home Purchase Contract

The current housing market is filled with first time home buyers looking to buy their dream home. Unfortunately the housing inventory is currently low in Maryland creating a more difficult buying market. Most of our clients are finding themselves in multiple bidding situations on the homes that they would love to purchase.

Since housing inventory is low often other home buyers are also interested in buying that same home. If you are a home buyer in the market looking to buy your dream home it can help your efforts if you follow these 6 tips on getting a ratified contract to purchase the home that you like.

Private Mortgage Insurance

First time home buyers often have no idea what PMI insurance is. Some confuse PMI with a mortgage insurance policy offered by many life insurance companies that can be bought to pay off the mortgage balance in the event of loss of the insured. Although useful for many when buying a home, Private Mortgage Insurance is a totally different kind of insurance. What is PMI?

Tips For First Time Home Buyers

The home buying experience can seem overwhelming for first time home buyers. If you are a first time home buyer following these tips can help make the home buying process a much simpler and smoother process for you.

Qualifying For a New Home Purchase

Homeownership is a dream that many people have. In order to make that dream a reality a prospective home buyer must qualify for a home purchase loan. The steps to qualifying for a new home purchase, includes;

First Time Home Buyer - Advantages of Prequaling with a Lender

There are multiple steps to homeownership. The first step a prospective first time home buyer should make is to contact a Mortgage Lender and get prequalified for a home purchase. The advantages of prequalifying for a home purchase with a lender, includes;

Is It Getting Easier To Qualify For A Home Purchase Loan?

There are some reports recently on the internet that lenders are making it more difficult for prospective home buyers to qualify for a home purchase loan. However, actually

Mortgage Interest Rates

According to recent reports US unemployment rates have improved. More Americans have gained employment lessening the overall percentage of those unemployed. Reports like these generally affect mortgage interest rates for

USDA Purchase Loans in Maryland

Here is an informative video about the benefits of USDA Loans in Maryland. USDA Loans in Maryland are one of the best loans for first time home buyers. If you would like to learn more about USDA Loans in Maryland visit here, call us at 443-943-6486, or email us.

VA Purchase Loans in Maryland

Here is an informative video we have developed about VA Loans. VA has a great loan program for first time home buyers that are eligible veterans of the armed forces. If you would like to learn more about VA Loans in Maryland give us a call at 443-943-6486 or email us.

VA Loans in Maryland

VA Purchase Loans are one of  the best available first time home buyer loans of all. Only eligible active duty or honorably discharged veterans can apply for them. Veterans do however have to credit and income qualify for the loan program. Here are some of the reasons why VA 1st time home buyer loans are so good....

USDA Loans in Maryland

Many people are still unfamiliar with USDA Loans. USDA Loans are a great government sponsored loan for 1st time home buyers. The program was initiated to promote home sales in rural developing areas. Learn more about USDA Loans and how they could be your best choice.....

How to Buy a Home in Maryland with $0 Down

When you hear someone say, "buy a home with nothing down", it can make you feel like it is a scam phrase. It may make you think of those late night commercials about investment properties, and how you can buy those with nothing down, and get rich in the process.

This is not what this post is about. This post is for people that are in the market to buy their first home. This post is to help first time home buyers literally buy their first home with little to $0 out of pocket costs.

FHA 1st Time Home Buyer Loans

FHA loans are the most common and known first time home buyer loans. There are many advantages of choosing FHA 1st time buyer loans to buy a home. Including......

First Time Home Buyer Programs in Maryland

First time home buyer program's expedite the process of Homeownership. Despite how the program sounds, it does not have to be your first home purchase to qualify. You can qualify for a first time home buyer program if you have not owned a home in the past 3 years. The first time home buyer programs offer many incentives. Such as.......

First Time Home Buyers in Maryland

There are various helpful programs for first time home buyers in Maryland. If you are looking to buy a house, start with us. We can help you from A-Z in the home buying process. Stop renting, become a first time home buyer with little to $0 down. Here's how.....